An artisan can be described as a contracted skilled worker or craftsman whom practices a certain trade or handiwork. You work day in and day out repairing, creating or installing your trade in homes or businesses. Unfortunately, mistakes can happen which could lead to the end of your business or livelihood if you are not properly covered. General liability insurance can help protect you from potentially devastating costs of liability claims and lawsuits arising from damage or injury.

Artisan may include but are not limited to:

• Carpenters
• Electricians
• Interior designers/decorators
• Piano tuners
• Plumbers
• Roofers
• Tree sculptors

Coverages

A general liability policy for a contractor is similar to a basic commercial general liability and includes coverages such as:

• Bodily injury
  Helps cover medical expenses and loss of wages in the event of a sustained injury to another person due to a craftsman error.
• Damage to rented or leased premises
  Covers property damage you rent for business in the case of a fire, lightning or an explosion.
• Medical payments
  Covers medical expenses regardless of who is at fault.
• Personal and advertising injury
  Assists with claims of false advertisement or copyright infringement that occurs as well as claims of malicious prosecution, libel, slander, wrongful eviction, violation of the rights of privacy and more.
• Property damage
  Covers damage caused to someone else’s property due to your or your employees’ negligence.
• Products and completed operations
  Helps protect the business in the event of claims caused by products sold, distributed, produced or handled.

Protect your craftsmanship from these lawsuits or damages when accidents happen and call us today!