Business auto insurance provides higher limits and more coverage to help meet your business’s needs. You depend on your vehicles to get the job done and that is why it is essential to protect them with commercial auto insurance that is as dependable as you!

Coverages

• Auto Libility
  Insures against bodily injury to others and property damage to other vehicles, even if it’s due to you or your employee’s negligence.
• Collision
  Covers repair damage or replacement of vehicle if it is a total loss.
• Comprehensive Solution
  Covers repairs due to storm hail damage, theft, fire, vandalism or hitting an animal with a business vehicle.
• Uninsured Motorist
  Helps protect for injuries in an accident that is caused by a driver with no insurance coverage.
• Medical Payment/Personal Injury
  Assists in paying for loss of wages, medical or funeral expenses if you or an employee is injured in an automobile accident.

Standard business policy may also include:

• Lease and loan gap coverage
• Blanket additional insured protection
• Blanket waiver of subrogation
• Broadened insured
• Temporary substitute and leased vehicles coverage
• Collision coverage waiver of deductible
• Broad supplementary payments
• Fellow employee coverage
• Glass repair deductible waiver

Other Optional Coverages

• Hired Auto
  Extends liability or physical damage coverage for vehicles you rent on a short-term basis.
• Non-owned Automobile Liability
  Protects you for injury or damage caused by your employees while driving their own vehicles for business operations.
• Rental Reimbursement
  Repays the cost of renting a vehicle while yours is in the process of being repaired due to a covered accident.
• Towing and Labor Costs
  Reimburses you for towing and basic road side assistance expenses if you’re stranded on the road.

To learn more about Texas regulations, safety, and commercial requirements, visit the Texas Department of Transportation.

Protect your business and call us today!